LISTING PHOTOS Click photo to enlarge Page Views: 95 Date Added: 29/01/2008 Last Updated: 29/01/2008

Penrith , Price: 437000   A fine, mature 3 bed. detached property with 2 bed. attached cottage, versatile accommodation for income or relatives. Bank House was built in 1908 to house the Howard Estate blacksmith. The house has a brand new kitchen with underfloor heating and a new bathroom. It has a large lounge, laundry/utility and study, telephone points to lounge and study. Upstairs are 3 double bedrooms. All rooms have recently fitted carpet/flooring and have been recently decorated.   House kitchen 20' 10" X 10' 00. Integral appliances are, double oven/grill, extractor fan/light, dishwasher, fridge/freezer. Ample power sockets Lounge 20' 7" X 14' 3" 8 sockets, telephone point, sky+ HDTV point Study 9' 11" X 7' 11" 4 sockets, telephone point Utility 8' X 7'10" with sink, worktop, 4 sockets, free standing washer & tumble dryer Bed 1. 12' 8" X 11' 6" 6 sockets Bed 2  11' 9" X 10' 6" 4 sockets Bed 3  11' 6" X 8' 4 sockets Bathroom with shaped bath with integral shower, heated towel rail, basin, toilet   Incorporating an attached self-contained cottage (formerly the smithy) accessed from the house by passage and lockable door, which has a new fitted kitchen with integral appliances and a new, generously sized bathroom with large, deep bath, separate walk-in shower, vanity unit and toilet and non-slip wet room flooring. It has a large beamed lounge with telephone point, 2 double bedrooms, (both oak beamed) all recently carpeted and decorated.   Cottage kitchen 14' 3" X 7' 9" integral oven/grill, extractor/light, dishwasher, washer/dryer, fridge/freezer, ample sockets Lounge 16' 3" X 13' 6" 8 sockets, telephone point Bathroom 14' 3" X 7' 10" towel rail, walk-in shower, vanity unit, toilet, shaver point Bed 1 13' 6" X 8' 5" 4 sockets Bed 2 13' 5" X 10' 6" 4 sockets All solid concrete flooring except bed. 2 (floorboards) which is up a short flight of stairs   The main house has two single garages Both garages 20' X 10' with lighting and sockets. Central heating boiler and oil tank rooms adjoining rear of garages. Generous side garden with plum and apple trees. To the rear of house and cottage is a newly purchased parcel of land (115ft x 90ft) very private, not overlooked, which, when developed into a nice garden cannot fail to add handsomely to the value of the property. Adjacent to the rear of the cottage is a piece of land accessed by a 12ft gate which will provide private parking for 2 cars. Also, there is a small sun-trap of a patio just outside the back door. The house and cottage gardens and forecourt parking amount to an estimated just under half an acre in total.   The whole property is well insulated (10 inches of new loft insulation) and totally double glazed (Fensa certificates) and house and cottage have been completely rewired/replumbed/refurbished without regard to expense over the last 18 months to the highest standards by a reputable local company. All relevant certificates and guarantees are held.   Council tax payable per year £1700 Water rates per year £580 Electricity approx. £720 pa. Heating/hot water approx £1100 pa All based on 2007   Cottage can be used as a 4 star holiday let, B&B, AST (Assured short term letting) or for a relative. The cottage is good by any standards and if AST is your choice it could be let in a matter of hours. The heating/hot water can be isolated from the main house as can the electricity, with the option of a card meter.   An agent from a national company assured us we could holiday let the cottage as 4 star accommodation for 30 - 40 weeks in the year at an average of £290 per week. Multiply £290 by the lower figure of 30 gives almost nine grand, take off their 15% plus vat still leaves you with over seven grand - not a bad little earner, which doesn't include any business or B&B you can drum up yourself. AST would let for minimum £500-530 per month plus their share of rates and utilities.   All good quality bathroom and kitchen fittings and appliances and double glazing are still under guarantee. Heating is by oil and the new, highly efficient low-maintenance boiler and oil tank are guaranteed until 2010. If you're looking for somewhere you can literally walk in to with absolutely nowt to do in the way of work/decorating/refurb/ then this is the one for you.   The property is in the Eden village of Newbiggin, 4 miles west of the market town of Penrith and the M6. It lies on the fringe of the Lake District National Park, 5 miles from Ullswater, 7 miles from the Blencathra mountain range and 14 miles from Keswick and is ideally situated for the quiet life, yet convenient for the Lakes and for motorways and main line rail station in Penrith. There is a friendly pub, which does good food half a mile away and a convenience shop/post office two miles. The milkman delivers milk, eggs, newspapers etc. daily.   We have had the property valued by every estate agent in Penrith and what we are asking here is below the mean average of their valuations. Have a good look around the local estate agents and you'll see they've nothing to touch this for the same price.   So why are we selling after all the hard work? Well, we initially intended to stay and do holiday letting/B&B for four to five years and then emigrate to New Zealand to be with our children and grandchildren. However, we have decided to sell and emigrate ASAP as we miss our family so I will consider a reasonable reduction for a quick sale if you've nothing to sell. On top of that I'll throw in lawn mowers, hedge cutters, some furniture and garden tools, garden furniture etc. free, gratis and for nowt. Type:  detached For Sale or Rent:  Sale Price or Monthly Rent:  437000 Bedrooms:  5 Bathrooms:  2 Contact person:   Marion Phone:  01768480728 E-mail: Reply to Ad Address: City:  Penrith County:  Cumbria Postal Code:  CA11 0HS Country:  United Kingdom Web Site:  Click here to view View Map: Click Here to view

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