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Understanding Open Banking

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Description

Open Banking requires a multi-dimensional approach to understand it in a simple manner. The architecture tenets mainly support an API model for invoking business processes, along with data elements that center around security.

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Attributes

Always stay safe! It is safer when you trade locally, you see the goods before paying. Avoid using payment / transfer methods such as Western Union, this is the same as sending cash to someone. If you do not trade locally use a service such as PayPal, this can offer you some protection, see PayPal.co.uk for terms. If it is a business that you are purchasing from, paying with a credit card can offer you some protection too.

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